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It didn't go very well and we were puzzled. Despite this extraordinary and historically abnormal run, at the slightest downtick, I sense a lot of angst in the market by hedge fund operators. Putting a borrower who qualifies for a regular loan into a sub-prime loan is contemptible because the sub-prime loan will cost the borrower a ton more money over time but the lender makes a ton more money on the sub-prime loan.
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